Simple pricing,
unique benefits

OVER $1,000 INVESTED
$3/month
UNDER $1,000 INVESTED
Perfect for those getting started
$0/month

Investing more than $25,000?

Great news for you – you’ll benefit from our investment fee rebate. That’s right – our already competitive annual investment fees reduce as your balance grows. For any portfolio with a combined invested balance of over $25,000 will have a 0.1% p.a. rebate across all fund investment fees, calculated and paid monthly. That way there’s more money for future you. Learn more.

What’s included

With Kernel it’s easy to get your savings working, with the tools and technology in the palm of your hand.

Great index fund design

We’ve thought of the minor details, to give you the best after-tax and fees return.

Unique funds

Many of the Kernel funds are firsts in NZ and unique to us. Find out why. 

Flexible investing

Choose from our range of funds to best suit your goals and risk appetite.

NZ tax obligations sorted

Our PIE fund structure means we handle all the year-end tax on your behalf. 

Online reporting tools

Performance reporting available at the click of a button.

Real humans in real time

Our NZ based team are available to help, minus the jargon.

Have a question?

If you want to know more about getting started, check our FAQs, or get in touch with our team, we would love to help.